Wednesday, August 31, 2011

The Discovery Process

“Discovery” is a legal mechanism designed for gathering information about either party to a divorce. During the discovery process you have five methods that are used to extract information from the other party before going to divorce court.

Original: About.com Divorce Support: What's Hot Now

Tuesday, August 30, 2011

Family Relations Act

The Family Relations Act is the British Columbian law that covers child custody, guardianship, access, spousal and child support, and the division of property, including pensions.

Source: About.com Divorce Support: What's Hot Now

Monday, August 29, 2011

Other Man/Other Woman

If you’ve ever been a victim of infidelity you’ve wondered why the other man/other woman slept with your spouse. It is hard to comprehend the motivations of someone who takes something that does not belong to them. Especially something as sacred as the wife or husband of another person.

Credit: About.com Divorce Support: What's Hot Now

Sunday, August 28, 2011

The Right Marriage Counselor

You are having problems in your marriage that you don't feel equipped to solve alone. It is time to contact a marriage counselor. Now you are wondering how to choose the right marriage counselor. It is imperative that you and your spouse are compatible with the marriage counselor you choose.

Via: About.com Divorce Support: What's Hot Now

Saturday, August 27, 2011

Don't Divorce Your Children


 

Divorce is certainly an emotional time for families. In fact, it ranks as one of the most stressful experiences in life. However, it is not only the adults who experience this stress. If the adults are parents, their children often suffer greatly. Their suffering can not be entirely eliminated. A certain amount of grief at the ‘death’ of their parents’ relationship is to be expected. Nevertheless, while the adults are going through typically arduous legal wrangling it is important for them to remember the needs of their children and put them first.

No BS Divorce Strategies For Men

Deciding to cooperate for their sake will help to protect the children’s emotional well being by maintaining their sense of security and need for unconditional love. Marital breakdown is difficult for everyone – especially children. There are several ways in which loving, responsible parents can cooperate for the good of their children. Even though the marriage may have broken down, the parental relationship is ’till death do us part’.

Child and youth counselors emphasize that children need lasting relationships with both parents. More often than not joint custody is granted because of this accepted understanding. Ideally, the relationship of the parents should be business-like and cooperative for the sake of the children. Children should not witness hostility between their parents and should not hear negative statements about either parent. It is recommended that parents commit to regularly scheduled meetings, in a neutral location for the purpose of discussing child-related issues. Education, medical, religious and moral issues that concern the children’s well- being need to be dealt with by both parents. If emotions prohibit calm conversation, there are often family justice counselors available in the community to facilitate these important meetings.

Children going through the divorce of their parents usually have many questions and worries. Compassionate responses are required and it certainly takes mature parents in order to put aside their own issues and help their children gain some understanding about a situation over which they have no control. Unfortunately, many children experience guilt and often blame themselves for the marital breakup of their parents. Counseling – whether group or individual – can be an effective way to lessen this destructive burden. The objectivity of the counselor may help the child open up and share his/her feelings. As children mature, their questions will differ so the issue of their parents’ divorce is never really over. A commitment on behalf of both parents in the divorce to open communication with the children will reassure them greatly.

 

Credit: Divorce Advice For Men

Divorce FAQ

Getting a divorce is not a complicated process. There are certain requirements you must meet based on your state’s divorce laws before you file for divorce. Once you have filed for divorce other factors such as child support, spousal support and division of marital property come into play.

Credit: About.com Divorce Support: What's Hot Now

Friday, August 26, 2011

How To Break The News About Your Divorce To Your Children

Children love their family. Why? Dr. Michael Benjamin, executive director for the Council On Family Relations explains it this way, "It is wired into us the need to bond with family members. Historically, family relationships have played the most basic role of all -- ensuring survival. Today, most people rely on family interactions to provide an affirming, positive experience. They provide a sense of support and an identity of who we are and what's unique about us."

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Hat Tip To: About.com Divorce Support

Divorce Court

Not only do you need to show up to divorce court ready to deal with the legal issues, you need to show up with the knowledge that the impression you make on the judge could play a role in the outcome of the trial.

Original: About.com Divorce Support: What's Hot Now

Thursday, August 25, 2011

Advantages Of An Uncontested Divorce Versus A Contested Divorce


 

Advantages Of An Uncontested Divorce Versus A Contested Divorce

By David Fagan

An uncontested divorce is the only way to go when getting a divorce. For one, you do not need an attorney, the divorce is done in private, and issues can be negotiated 1 on 1. You may need an attorney if you can not make an agreement of every issue you negotiate. Disagreements you should be ready for are the grounds for divorce, payment of family debts, visitation rights, division of the assets of the marriage, child support, alimony, custody of the children, payment of health insurance for the dependent, contribution toward educational expenses, and income tax.

No BS Divorce Strategies For Men

It is important that you negotiate all the issues of the divorce before you file for an uncontested divorce. Uncontested divorces are given an identification number and are considered by the court as an issue that will eventually need trial time in order to resolve problem issues in the divorce. This is because until you two get all the issues of the divorce case negotiated your uncontested divorce is considered a “Contested Divorce”.

When all the issues are negotiated you can then stipulate to the court to have the matters heard as an Uncontested Divorce or “no fault divorce” matter. The court will then expedite the Hearing then they will hear proof of the agreement of the grounds of the divorce. The proper way to prove the grounds of the divorce is with an Uncontested Divorce form. Id highly recommend you to get your form from legalformsbank.biz for your state’s specific up-to-date Uncontested Divorce form. Be aware of sites where you must type in your personal information so they can “generate” your legal form. Not only are you giving someone else your extremely sensitive information that could be used for all kind of identity fraud, your liable to have your money and information taken from hackers who put up legitimate looking sites then disappear off the net without ever giving you your Uncontested Divorce form.

About the Author: Nicholas Fagan is proud to be an author of http://LegalFormsBank.biz providing information for legal do-it-yourselfers. We provide your state’s specific, do-it-yourself, printable Uncontested Divorce form. – http://legalformsbank.biz/uncontesteddivorceforms.asp

Source: www.isnare.com

Permanent Link: http://www.isnare.com/?aid=91522&ca=Legal

 

Source: Divorce Advice For Men

Effects of Divorce on Children

There are many myths about children and divorce. For example, children aren't as

Hat Tip To: About.com Divorce Support: What's Hot Now

Wednesday, August 24, 2011

The Divorce Talk

Don't let your fear and concern get in the way of you talking to your child about your divorce. Your child should be told quickly with love, kindness and concern for their feelings.

Via: About.com Divorce Support: What's Hot Now

Tuesday, August 23, 2011

Navigating Social Networking Sites During Divorce

Welcome to our site. Here, you will find everything you need to know about divorce, without the hype.

You are joining thousands of other readers who visit our site on a regular basis. That is because we work hard to give you the information you need without all the fluff. This is the place to come for quality.

The article below is the latest addition to our site and it is a real education to read. We hope to sparks some ideas for you.

 

Whether users are posting vacation videos or discussing dinner plans, social networking sites such as Facebook, MySpace and Twitter allow people to connect and share a great deal of personal information. Most of the time, this sharing comes with few negative consequences. An exception arises, though, when someone is preparing for divorce. These Web sites have collectively become a rich source of information for divorce lawyers preparing for contentious litigation.

No BS Divorce Strategies For Men

If you are preparing for divorce, you should take several steps to ensure that your social networking profiles will not be used to your detriment.

Privacy and Social Networking Sites

To protect yourself on social networking sites, you must begin by recognizing that the integrity of your account on any Web site may be compromised. Once something is available online, it is no longer private. Your seemingly private profile may be accessed by any number of people, in many different ways.

Your soon-to-be ex-spouse may know your standard passwords or may be able to answer your security questions. Although few would debate that such invasions of privacy are unacceptable, people sometimes make bad decisions in the midst of divorce. It is best to be prepared for all contingencies, including the possibility that your future ex-spouse will look places he or she should not. Make sure that you are using strong passwords that are difficult to guess, with challenging security questions.

Furthermore, although many social networking sites provide privacy controls, this privacy can be little more than illusory. For example, if everyone in your network is allowed to see your profile, and your network includes a company or a city or a school, your profile may be available to thousands of people you do not know. If you and your soon-to-be ex-spouse are both members of the “Atlanta” network, you may be able to see each other’s profiles despite the fact that you have eliminated your direct online connections. When preparing for divorce, check your privacy settings; make sure that you have narrowed the scope of your networks to those people you really want to have access to your profile.

Even if your passwords are secure and your privacy settings are restricted, any person that you provide access to your profile may leak information to your future ex-spouse. Most married couples have friends in common, and these friendships are likely to extend into online social networking services. These mutual friends may share information without understanding the consequences of such disclosures.

Particular Actions to Avoid

Given the lack of legitimate privacy protections, it is important to remember that anything you put on a social networking site may ultimately come back to haunt you as part of divorce proceedings. Beyond this general warning, though, there are a few specific actions to avoid when you are involved in a contentious divorce.

First, avoid demonstrating reckless behavior on social networking sites — especially if your divorce involves a child custody dispute. Divorce can be an emotionally draining and stressful experience, and people often deal with this stress in many different ways. However, many of these coping techniques are best left outside the courtroom, and therefore best left off of social networking sites.

Also, limit references to extravagant spending. Mentions of your most recent vacations or newest purchases may provide the court with an unrealistic picture of your finances; this can be important when establishing alimony payments or child support levels.

Finally, don’t accept “friendship” requests from other users unless you know and trust them. Fictional profiles are easy to generate and may be used to obtain information that isn’t intended to be public.

Conclusion

Clearly, social networking sites can raise a wide range of problems for people working through divorce. For some people, the best solution is to simply avoid these sites entirely. You can deactivate your accounts and return once the terms of your divorce have been finalized.

However, for other people this is not a wise option. Social networking sites can help to maintain connections with support systems, which can be critical when working through divorce. In these cases, the goal should be to minimize the potential risks of social networking sites.

Ultimately the key is to avoid displaying private issues in public spaces, and to remember that the Internet is a public space. Assume that your future ex-spouse and his or her lawyer will see anything you post, and restrict your posts accordingly.

24-7 Press Release Visit us at http://www.siemonlawfirm.com

Article Source: Navigating Social Networking Sites During Divorce

 

Origin: Divorce Advice For Men

Child Custody and Support

Pennsylvania Child Custody and Support Guidelines

By: About.com Divorce Support: What's Hot Now

Monday, August 22, 2011

Divorce Advice, Where Can You Turn?


 

Divorce is such a nasty thing and people should hate the destruction and harm that it does to everyone involved. The problem is that even people that hate it become victims of it inevitably. So there needs to be a source of divorce advice for those that are not using it selfishly as a way to “legitimately” escape a relationship for purely selfish reasons. Reasons like desiring more sexual conquest, or escape from something hard like a terminal illness in a spouse, or bad financial luck in a spouse, or simply lack of loyalty, and unwillingness to put in the effort that the normal hard work that a relationship takes.

No BS Divorce Strategies For Men

People should not be rewarded for pettiness, selfishness, greed, shallow hearts, laziness, lust, deceit, and on and on. Therefore there needs to be divorce advice for both holding these people accountable and for protecting the people that are victimized by the cruelty of some. At this time advice that does these things is sadly very rare, and this is part of the reason why divorce is so rampant in today’s society.

When you think of victims most of the time your mind pictures a poor helpless middle-aged mother who has been abandoned by an evil “player” husband for a younger and less “used” woman. This victim chose out of love and loyalty to forgo the chance to better herself with an education and career to love and raise their children and bears the scars of this sacrifice literally and figuratively. While these scars of sacrifice should make her more sexy to a man who can see and understand what a gift to him they are, they do just the opposite, and he takes off. This is common and these women need good sound divorce advice for protection and to preserve their future.

Presently however this is becoming less and less typical now the opposite is true. The man who is loyal and working hard to raise his kids and provide for his family is the unattractive and boring one who gets dropped like a bad habit for a more exciting and dangerous man. These men, because this is a relatively new phenomena made possible in large part by the women’s liberation movement (which had its good points, don’t get me wrong), are in desperate need of good divorce advice because they find it harder to convince judges of their plight.

The good news is that good divorce is there to find for whatever case you may find yourself in. It is becoming more common too as the demand gets greater sadly. So there is hope you just need to do your homework and you will recover from from your divorce and this terrible time.

 

By: Divorce Advice For Men

The Discovery Process

Disclosure is the process by which each party to the divorce “discloses” to each other and the court, documents and other evidence they intend to use during divorce court.

Source: About.com Divorce Support: What's Hot Now

Sunday, August 21, 2011

Healthy Anger

In a healthy marriage both spouses feel free to express their emotions, needs and desires. It is inevitable that expressing emotions can, at times mean expressing healthy anger and engaging in conflict. Anger is a healthy part of a relationship if the anger is properly expressed.

By: About.com Divorce Support: What's Hot Now

Saturday, August 20, 2011

Divorce – Never Miss an Opportunity to See Your Kids


 

You've decided to get a divorce or maybe even completed the divorce procedures â€" What about child visitation? Have you planned for this portion of your separation? How are you going to see your children? Or, how do you feel about the children leaving the house to stay with the other parent?

No BS Divorce Strategies For Men

You both may have made promises to the children, but now it's time the rubber met the road. You must plan for your child's visitation. Where you active with your children, before the divorce? What are they expecting from you? Trips to the amusement park every weekend? Or will it be a boring time spent watching television?

To be honest it really doesn't matter, as long as you spend quality time talking with them and sharing how you are feeling about them. Children want everything to come out right, but that isn't always the case. What you can do more than anything is to let them know that no matter the situation between you and your ex-spouse that they aren't at fault for the two of you breaking up and that you love them unconditionally. Child visitation should be a happy time for both you and your kids.

If you decide to neglect you child visitation and not honor you schedule times and places that you promised you will regret it long term. Remember what you tell you child is the gospel truth to them. If you neglect to keep a promised visitation time or a scheduled event such as school play they belief system may become shattered. If the can't believe their parents, who can they believe?

Establish your child visitation schedule early on. Outline the times you plan to spend with the children. Include pickup and drop off times and locations. In this manner you have defined the expectations of each parent and given the children something to plan their life around. Remember this affects them more than you or you ex-spouse, and communications is the key.

I am a product a divorce and dealt with the child visitation issue growing up. At 10 my parents separated and I lived with my mom. My dad had visitation on the weekends. At the time my dad didn't commit to much and as a result we, my sister and I, didn't visit with him much. He would make a lot of promises that he rarely kept. When I had my child I made a promise that my 'Yes' was yes and my 'No' was no; If I made a promise I was bound to keep it. If I was unsure about a situation; my answer would be 'We will see when the time comes'.

As for my dad, he is constantly in and out of the hospital with a number of ailments. I go and visit and take care of him during his times of need. The love and admiration for him that should be there isn't, because I still remember waiting for him to pick us up and him not showing up for his scheduled child visitation. That was over 30 years ago. If you are separated or divorced and have children don't miss out on this time.

They need you after a divorce more than ever.

 

Origin: Divorce Advice For Men

Dating And Your Children

When parents date, it creates anxiety in children. The changes and losses they have gone through often cause them to feel insecure.

Source: About.com Divorce Support: What's Hot Now

Friday, August 19, 2011

Why Isn't a Low Conflict Marriage, "Good Enough?"

"One minute, you love the stability and contentment. The next minute, you think it's not the right marriage, and there are flaws in the marriage that are serious, even though there are also great things about the marriage," says historian Pamela Haag, author of "Marriage Confidential: The Post-Romantic Age of Workhorse Wives, Royal Children, Undersexed Spouses, and Rebel Couples Who Are Rewriting the Rules." In other words, "one minute you can't imagine staying, the next you can't imagine leaving," Haag says. "It's these kinds of marriages that are 'low conflict' but not all that satisfying that contribute the lion's share to divorce court each year."

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Origin: About.com Divorce Support

Rebuilding Your Life

To “move on” after divorce you need to be open to new experiences, new ways of looking at things and new relationships.

Via: About.com Divorce Support: What's Hot Now

Thursday, August 18, 2011

Preparing For Divorce

Make sure all joint credit card bills are being paid. Divorce proceedings can take months and all it takes is one late payment to hurt your credit. Even if you have to pay the minimum on accounts that you know will ultimately be your spouse’s responsibility it will be worth it

By: About.com Divorce Support: What's Hot Now

Wednesday, August 17, 2011

Preparing For Divorce

The most important document to have during the divorce process is one that proves the income of you and your spouse. Having this document can mean the difference between paying spousal support or how marital assets are split.

Original: About.com Divorce Support: What's Hot Now

Tuesday, August 16, 2011

Russell Armstrong, 'Real Housewives' Husband Dead From Apparent Suicide

russellarmstrong

According to TMZ.com, Russell Armstrong, the estranged husband of "Real Housewives of Beverly Hills" star Taylor Armstrong, has died of an apparent suicide. Sources say Armstrong hanged himself. He was found hanging in his bedroom on Mulholland Drive.

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Via: About.com Divorce Support

Divorce Can Happen Without Courtroom Drama


 

In the days of old, in order to get a divorce from your spouse you would have to claim that they did something immoral, scandalous or negligent. Common grounds for divorce were abandonment, adultery or abuse. Furthermore, abuse meant severe cruelty, not just emotional abuse. Abandonment meant literally abandoned, not just emotionally distant.

No BS Divorce Strategies For Men

And adultery meant you better have proof, not just suspicion. In other words, getting a divorce wasn’t easy and frequently involved one spouse accusing the other of doing some fairly horrific things during the course of the marriage. As you can well imagine, divorce proceedings often culminated in heated courtroom battles with one party trying to defend their reputation and the other trying to convince a judge that they deserved their sought after divorce. Unfortunately it was the children who were stuck in the middle of all this and ultimately suffered the consequences.

The children had to listen to awful rumors that mommy or daddy was a philanderer. Or perhaps that one parent left them because they weren’t loved. At the end of the day it was the children that suffered most under the archaic divorce systems of the past. Thankfully, we have come a long way since then.

Most states now allow for no fault divorces. Basically, what that means is that you don’t have to give a reason for seeking the divorce in your divorce pleadings. You can simply say that you have irreconcilable differences or language similar to that. No more pitting one spouse against the other, no more blame required.

It is now sufficient to just admit that things didn’t work out and you both desire to move on with your lives. This often eliminates the need to appear in court entirely. Most of the time a divorce can be handled outside of the courtroom. The parties have the option, generally with the guidance and advice of their respective attorneys, to settle all issues between them and then reduce the agreement to writing and submit it to a judge for her signature.

Most states have fairly well settled guidelines for property division, child custody, visitation and child support. This gives the parties a framework within which to reach an agreement. Not only does reaching an agreement outside of a courtroom benefit the parties to the divorce, but the children are spared humiliation and psychological trauma. Children do not need to know any of the details of the divorce.

They can then concentrate on adjusting to their new life with their parents apart. Divorce can be a rough time for children, even when the parents aren’t battling it out in public and in the courtroom. Thankfully, today’s divorce proceedings are geared toward the best interests of the children and aim to protect them throughout all phases of a divorce. Nobody ever thinks they will one day be a party to a divorce proceeding, but it’s nice to know it can be handled amicably.

Nick Messe is President of Lead Frog LLC. In the Milwaukee area contact Figueroa, Jackson, & Franklin, LLC Milwaukee County child custody lawyers. Call us at 414-937-5006 – http://www.fjfattorneys.com

Article Source: Divorce Can Happen Without Courtroom Drama

 

Credit: Divorce Advice For Men

Oregon Divorce Laws

What you need to know about Oregon divorce laws.

By: About.com Divorce Support: What's Hot Now

Monday, August 15, 2011

Don't Let Divorce Lead To Foreclosure

Thanks for visiting our divorce website. You will find the latest information, discussions about the pros and cons of each aspect, and also, a large community of readers who regularly share their ideas and opinions on the latest developments. It is as important now as it ever was to examine the issue carefully. After all, without the facts, how can we know we are making the right choice?

We recently came across the article below and we have posted it on our site because it addresses some of the unanswered questions and raises some new ones at the same time. If you like what you see here, be sure to come back and, let your friends know.

 

Divorce and foreclosure often go hand in hand. Many individuals find themselves divorced and stuck with a home that they cannot afford the mortgage on. Others are in divorce and then the individual responsible for the mortgage simply quits paying it. This can be very devastating to both individuals if the home still has both individuals on the deed. There are several options that can be used to relieve both individuals from the burden of an expensive mortgage that neither can afford.

No BS Divorce Strategies For Men

The house can be sold and both individuals can share the profits if there are any. They will be able to avoid foreclosure by paying off the mortgage. If the house is foreclosed on the bank will force you out and sell the home. In many circumstances, the house value is not high enough to pay off the lender and through the foreclosure process the bank may be able to come after the assets of both individuals to pay the rest of the debt.

Throughout the process of deciding what to do with the home it is important to remember that you do not want to remain on the title of the home if you can avoid it. Many couples will decide to keep the home running and may work together to pay the mortgage despite the fact that they are divorced and one spouse no longer lives in the home.

If there are any disputes between the two ex-spouses, one person may simply decide to stop paying their portion of the mortgage and the other individual is stuck with the entire bill. This is often how divorced couples find themselves in a horrible foreclosure situation. If you remain on the title and you are not living in the home, you will find that the foreclosure of your ex-spouse will be attached to you as well. Any liens or judgments that the home owning spouse receives will then attach to you because your name is on the title. If your ex-spouse obtains a lien against them, the lien will also ruin your new title as well.

To avoid a situation such as this, it is important that after the divorce the mortgage must be refinanced. The spouse that chooses to move out of the home should have their name removed from the mortgage. The easiest method of doing this is through refinancing the mortgage. Some mortgage companies will simple remove the spouse but will have to complete an application called an Assumption Agreement.

The spouse that remains in the home will agree to assume any and all responsibility for the mortgage debt. The lender will require tax returns and a current appraisal of the home. They will also require that the loan to value is very high. If there is enough equity in the home then the bank may consider a request to release the spouse from the mortgage. If there is not sufficient equity in the home then bank may not consent to removing the spouse from the mortgage.

Ameen Kamadia aims to help Texas homeowners face the difficulties of foreclosure. That’s why he has created an informational site that lists all the options homeowners have. Get an unbiased, educated opinion about How To Stop Foreclosure at http://www.foreclosure-stoppers.net

Article Source: Don’t Let Divorce Lead To Foreclosure

 

Original: Divorce Advice For Men

Divorce

Researchers have tried to figure out the correlation between the economy and divorce, and they often come up with differing conclusions.

Original: About.com Divorce Support: What's Hot Now

Sunday, August 14, 2011

What Should You Know About Children And Divorce?

I'm always taken aback when I communicate with parents who have no understanding of the devastation divorce cause's children. Our society wants or needs to gloss over the negative effects divorce has on children, both in the long-term and short-term.

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Via: About.com Divorce Support

New Mexico Divorce Laws

What you need to know about New Mexico divorce laws.

Credit: About.com Divorce Support: What's Hot Now

Saturday, August 13, 2011

Substance Abuse Evaluations in Child Custody Cases


 

I make a number of assumptions when conducting a substance use evaluation as part of a litigation process: 1) the individual's use is usually not less than the individual reports, but it might often be more (or much more); 2) inaccurate accusations of substance abuse are common because there is usually little negative consequence for inaccurate accusations; 3) the parties to the litigation, and those connected with them, may provide biased and inaccurate information. Therefore outside corroboration of their reports is essential for determining the extent and consequences of substance use.

As a practical matter, getting outside corroboration (information from sources not connected with the litigation) is difficult because such information may simply not exist, or obtaining it would require work performed by other professionals (such as private investigators) rather than by psychologists. That work would be outside the scope of the psychological evaluation the individual has consented to. An evaluation that obtained outside corroboration could be conducted at great expense, but would require weeks to months of effort and at best would only establish the history of substance problems (or lack of them). Such an evaluation would be appropriate when litigation is only concerned with history and not with the future (as it is in child custody litigation).

In my typical evaluation I document what is reported by the parties, conduct basic psychological and addiction testing, review documentation, and interview collaterals, as appropriate to each case. In some cases I am able to identify reports that are unlikely or impossible (e.g., consuming only 2 beers would not result 90 minutes later in BAL of .22). In some cases the information I obtain allows me to offer a firm diagnostic opinion. However, in most cases I will not have a firm diagnostic opinion, because I will not have sufficient firm evidence.

Even with a firm diagnostic opinion, the prediction of future substance use is problematic. An individual's substance use can change, suddenly, dramatically and without treatment or support group attendance, in response to changes in the environment. Litigation often produces substantial environmental changes, and therefore has the potential to lead to significant decreases (or increases) in substance use. The diagnostic manual (DSM-IV-TR, page 221) recognizes that "some individuals (perhaps 20% or more) with Alcohol Dependence achieve long-term sobriety even without active treatment."

Consequently, if the litigation has a future focus, my normal recommendation is to obtain substance testing on a continuous basis. I will monitor the results of this testing if the court requests it. Random testing might work in some cases, but it allows a significant potential for delay in discovering problems. Such delay is unacceptable when the best interests of children are involved. Depending on the substances of concern, testing involves the individual stopping at a drug testing facility two to three times per week to provide a urine sample. Modifications to the basic plan need to be made if the individual tested is a reportedly moderate drinker, but in some instances such individuals are willing to abstain completely for the sake of eliminating suspicions about their having alcohol problems.

I normally recommend that the testing be paid for by the other party, and continued as long as the other party feels it is worth paying for. Solomon knew that the true mother would only want what was best for her child. Even Solomon did not try, simply based on the reports he received, to determine which mother was telling the truth.

A. Tom Horvath, Ph.D., ABPP, is a board certified clinical psychologist and president of Practical Recovery (practicalrecovery.com), an addiction treatment facility in La Jolla (San Diego), CA, focusing on collaborative care and self-empowerment. alcohol treatment

Article Source: Substance Abuse Evaluations in Child Custody Cases

 

Source: Divorce Advice For Men

Financial Stress

It can be hard enough to keep a marriage together when times are good, let alone surviving something as stressful as financial hardship. Financial stress can lead to arguments, resentment, conflict and even divorce.

Source: About.com Divorce Support: What's Hot Now

Friday, August 12, 2011

Divorce Online – Life After Divorce


 

Divorce Online – Life After Divorce

Author: Fasttrack-Divorce

If you are at the start of a divorce, you may be feeling stressed and anxious. There are all sorts of things that you may consider for example; how you will survive financially? Where will you live? And what will the future hold?

The aim of this article is to help you identify the main things you should consider and to help guide you through your options.

How will I survive financially?

  • Prepare a list of your income and outgoings to see how much you need each week/month to live on.
  • Check what benefits and tax credits you are entitled to. To help you work out how much you could claim, please visit Entitledto.co.uk and use their simple calculator to make sure you are not missing out on any entitlements. The site is free and no personal information is required.
  • If you are now the only adult in your household, contact your local council to obtain a 25% reduction of your Council Tax bill.
  • Work out what you might have to pay or be entitled to receive in child maintenance. To work out child maintenance please use the Child Maintenance Calculator on the Child Support Agency website.
  • If you have a pension, find out how much your pension is worth by asking your pension provider to provide you with a CETV (“Cash Equivalent Transfer Value”) of your pension.
  • Contact your bank to inform them of the divorce and open up a separate bank account, if you haven’t already.
  • You may want to consider setting up spousal maintenance payments, or receive a lump sum payment as settlement in the divorce. This can be achieved by a Financial Consent Order

Where will I live?

  • Ask an estate agent to value your property if you are thinking of selling it.
  • Contact your mortgage company to find out how much you owe on your mortgage.
  • If you have an endowment policy, find out what it is worth by contacting your assurance company. Make sure you find out how much it is worth if you cash it in now and also what it will pay when it matures.
  • Decide how long you need to stay in the property before it can be sold and how much it would cost you to remain in the property.
  • If a property needs to be sold, find out how much it would cost you to re-house yourself (and any children) and obtain a selection of properties you would be interested in buying.
  • If the property you live in is in joint names, you may want to consider a property adjustment order, which will allow you to remain in the property until a later date i.e. the children have finished full time education. This can be achieved by a Financial Consent Order
  • Contact Mortgage provides to find out the maximum you could raise by getting a new mortgage.
  • Consider what is available to rent.

What will the future hold?

  • If you have only been working part-time or not working, consider what you would need to do to get back into the job market or to increase your hours.
  • If you are looking for a change of career, what training and qualifications will you need? Helpful information can be found at NextSteps.direct.gov.uk
  • What expenses will you incur in planning a change of career?
  • Budget and plan for any changes in career.
  • Make sure you put into place or change an existing Will to ensure that right people benefit from your estate.
  • Single life is different but you shouldn’t be afraid, being single again can take time to get use to but it is the perfect opportunity for you to re-discover yourself.
  • Remember doing things that make you happy will increase your self-confidence!

At Fasttrack Divorce we have tried to make the divorce process as quick, simple and as cost effective as possible. We appreciate that there are many other things you will want to be able to get on and do so let us worry about your divorce.

Our services are tailored to your suit your personal circumstance, providing you with just the right level of help and guidance. Our team of dedicated Divorce Experts have all the relevant experience required to support you at this time in your life.

Divorce doesn’t have to be difficult and we help thousands of people every month successfully obtain their divorce throughout England & Wales.

Article Source: http://www.articlesbase.com/divorce-articles/divorce-online-life-after-divorce-3766767.html

About the Author

 

Hat Tip To: Divorce Advice For Men

Warning: Your Spouse May be Hiding Money During Your Divorce!

Hiding money (or other assets) during a divorce is illegal and unethical. Never the less it's much more common than you think.  Your spouse may be trying to lower child support and/or alimony payments by hiding assets?  Learn to identify the signs and uncover the hidden assets to protect you and your children.  Get a FREE report revealing 5 common tactics commonly used to hide assets.  Visit Divorce Ammo to get your FREE report now.

 

Child Health Coverage

It is important that children have health care insurance when in the care of both parents. Accomplishing this can be complicated and will play a large role during divorce settlement negotiations.

Source: About.com Divorce Support: What's Hot Now

Wednesday, August 10, 2011

How Much Maintenance do you Pay on Divorce


 

"What is the Measure of Maintenance?" How does the court quantify spousal periodical payments?

This can be an impossible question to answer as there are no firm guidelines. The reason for this stems from the absolute discretion and wide powers given to a judge when deciding ancillary relief claims. It is intended that each case should be decided on its individual facts and merits and that judges should not be subject to the straitjacket of precedent. Judges are encouraged to be imaginative when making ancillary financial orders.

No BS Divorce Strategies For Men

This said however there are some guidelines. In the 2006 case of Miller the House of Lords declared that there were three general principles to reach the objective of a fair settlement between the parties. These were described as firstly the parties' relationship generated needs, secondly compensation for relationship generated disadvantage and finally a fair sharing of the financial fruits of the marriage. As to the latter it has been decided that an equal share is the starting point which will only be varied if there is good reason.

The Miller guidelines go someway to deciding the division of capital assets. What the court will do is first determine what matrimonial assets there are and come to a decision on the financial position of each spouse. From the starting point of an equal division of the matrimonial assets, the judge will then decide on the individual shares. The final step for the judge will be to decide whether the division of assets ordered will meet the needs of both parties. It is only if it does not and a clean break does not appear possible that maintenance will come into play and be ordered. And that is where uncertainty as to how much will reign.

The court will be looking for a fair settlement but also one that ensures each party and any children have enough to supply their needs set as close as possible to the standard of living which they enjoyed during the marriage. All income available to either parties including tax credits and state benefits will go into the pot for division. The factors which the court must consider in section 25 (2) of the Matrimonial Causes Act will be related to what is in the pot.

The assessment of needs can only be an exercise in judgement and discretion for the judge. No two cases are ever identical and even if they were there would be no guarantee that two individual judges would come to the same conclusion. What is fairly certain however is that a clean break with no order for ongoing maintenance (or nominal maintenance, or maintenance for a short period) will be ordered whenever possible.

In the 2008 case of VB v JP it was said that; "â€|on the exit from the marriage, the partnership ends and in ordinary circumstances a wife has no right or expectation of continuing economic parity ('sharing') unless and to the extent that consideration of her needs, or compensation for relationship-generated disadvantage so require. The court is directed to consider a clean break and will make a clean break order whenever possible."

So what has to be accepted is that the legal guidelines are at best imprecise. There are no precedents to follow and each case will depend upon its own facts and quite possibly what the judge had for breakfast on the morning of the trial. Unlike maintenance for children, spousal maintenance does not involve a fixed percentage.

Where this leaves a divorcing spouse is the question to be asked. The answer can only be to make every effort to agree financial matters directly with your spouse and not leave matters to the vagaries of the court system. Only go through the court process if there is no alternative. Instead mediate, negotiate and consider a collaborative law approach.

Andrew John is an associate lawyer with Legal-Zone, a group of independent UK lawyers working online to provide affordable legal advice. If you are going through a divorce or threatened with a marriage breakdown click below for free information on divorce and access to the online advice service. Click here for help with divorce and family legal problems > http://www.legal-zone.co.uk

Article Source: How Much Maintenance do you Pay on Divorce

 

Source: Divorce Advice For Men

Divorce and Grief

During Divorc you may be surprised by the long, arduous journey of emotions that you are experiencing, the seemingly insurmountable mountains and endless valleys.

Hat Tip To: About.com Divorce Support: What's Hot Now

Tuesday, August 9, 2011

Where Does The Emotional Pain of Divorce Come From?

I'd not put much thought into the emotional pain that divorce causes until I went through my own divorce. Divorce was just something that happened to people, just another turn of events. I had this misguided belief that a couple sat down and came to a mutual agreement to divorce, and moved on from there.

...

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By: About.com Divorce Support

The Various Ways to Use Divorce Records

Welcome to our site. Here, you will find everything you need to know about divorce, without the hype.

You are joining thousands of other readers who visit our site on a regular basis. That is because we work hard to give you the information you need without all the fluff. This is the place to come for quality.

The article below is the latest addition to our site and it is a real education to read. We hope to sparks some ideas for you.

 

Historical records come in handy for many purposes. If a person would like to find multitude of information about him or herself or others, checking public records could be useful. In America, we enjoy pretty easy accessibility to public records. With your computer you can access many types of public records right now. There are criminal, driving, and even divorce public records. There may be very good reasons for reviewing divorce records, and this article will focus on the purposes of them.

No BS Divorce Strategies For Men

The act of divorce has been with us from many, many years. Divorces aren’t new–there are divorce records from when English settlers first landed on what we know as the United States. Divorces are sought by spouses, both male and female, because of any number of issues. The same steps as in the past have to be done when an individual desires to get divorced. Divorce is nothing new or unique; people have been separating in this fashion for hundreds if not thousands of years.

Divorce records are useful in many ways. Among the ways they may be useful is in tracking someone’s heritage. Divorce records are an underutilized resource in ancestry research. The people whom you never know can be linked by these records. If you’re tracing your roots, you might desire to begin searching a few of the records. The missing of one divorce record may make you miss a whole series of ancestors in your family tree and this one mistake may have such a big impact which you may not want.

Public records concerning things like marriages and divorces can be used to obtain much useful data. When you intend on a remarriage, evidence of your prior divorce is necessary. Divorce records will end credit collections based on activities of a former spouse after the divorce, even if you forgot to close a joint account. {You should make sure that the divorce has been finalized, before marrying someone who has been ‘divorced’. Viewing these records may allow you to see whether or not that individual’s really divorced, or else the marriage would not be a legal one. Hopefully after reading this article you know a little bit more about how you can take advantage of divorce records.

Visit http://www.checkpublicrecords.org/divorce-public-records-fin d-out-what-they-can-be-used-for/ and find out all you want to know about divorce records. Start to save time and money on your public records check.

Article Source: The Various Ways to Use Divorce Records

 

By: Divorce Advice For Men

Want a Divorce

The decision to divorce is an emotional one. It is the step we all have to take when coming to the decision to divorce. The first thing you should ask yourself is do you really want a divorce? Next, you should make sure that you have done all you can to try to solve the problems in your marriage and salvage the relationship with your spouse.

By: About.com Divorce Support: What's Hot Now

Monday, August 8, 2011

Sunday, August 7, 2011

Find Out How to Get a Divorce – Relationships

These are tough times. And many of us are feeling it in our wallets. But .. No matter how tough times are, we can't forget the basics. And divorce definitely is one of the basics. And, without the basics taken care of, how can you get started?
Below is one of the best articles we have ever read on the subject. It lays everything out nicely, it's easy to read, and, understand, it touches on all of the key issues, and, best of all, when you have finished reading it, you will definitely know which is a very good direction to take given your circumstances.

 

When you discover that your spouse has been cheating on you or that you have found someone else that you love more, you need to have information about how to get a divorce. Divorce is a traumatic experience and not something that happens overnight. It is something that you have to prepare for so that when the time comes there won’t be any surprises and you can start to make preparations for your life after your marriage is officially over.

No BS Divorce Strategies For Men

One of the main things you have to do is to get all your paperwork in order. You won’t realize the wealth of information that the courts need for a divorce case and if you are lacking any information, then this will delay the divorce proceedings. Once you decide to file for a divorce, you should start gathering all the information that you need. You will have to get the details of all your finances in order, such as a listing of all your bank accounts and balances, as well as a listing of all your bills. Your mortgage is an important piece of information in all of this as well as the deeds to the property.

You may need to have copies of your tax statements for the past two or three years and if you do not have them, you will have to contact the government agency to obtain them. If there was a prenuptial agreement, you will definitely need a copy of this. Once you have all the information, you can have a clear picture of your financial situation and where you will stand financially after the divorce.

When you break the news to your spouse you can expect a fuss. Although, if you and your spouse have been growing apart, it may not come as much of a surprise. You do need to contact a lawyer to represent you and your interests and to work out a deal with your spouse over the division of property. There are many qualified lawyers who can help you with the paperwork and discuss what options you have. If it is not possible for you to become solvent, you will have to take a close look at which spouse benefited most from the expenses.

If you did not work during the marriage, you have to make sure that you will have an income after the divorce. This is usually through alimony payments.

Not all divorces end in the courtroom. Through the lawyers, you and your spouse may be able to work out an amicable solution. Once you determine which jurisdiction the divorce should be filed in, then your lawyer will serve a summons for divorce on your spouse. There are different regulations for divorces in different countries and even in different states of the US. In some places you may have to be legally separated for a period of time before you can file for a divorce.

The summons is a document that a law enforcement officer must present in person to the spouse and consists of two parts. The first part sets out the basic facts of the case and the second part deals with the settlement issues, such as alimony and custody of children. If the spouse does not contest the summons, then the court will approve the divorce. If not it has to go to trail and could become very messy.

For more information on how to get a divorce,problems associated with getting a divorce,and other facts related to how to get divorced,visit http://www.How-To-Get-a-Divorce.info

Article Source: Find Out How to Get a Divorce – Relationships

 

Hat Tip To: Divorce Advice For Men

Alienation of Affections

Most states view aleniation of affection laws or the intrusion by a third party into a marriage as outdated or antiquated. According to some such laws are hard too hard to prosecute and cost taxpayers too much money.

Origin: About.com Divorce Support: What's Hot Now

Saturday, August 6, 2011

Child Custody Evaluation

If you want to know more about Child Custody - you want to read this article. It includes plenty of information to help you better understand the ins and outs that seem to confuse most men. It really not that difficult to understand.

The Child Custody information below is one way to look at this subject and after reading it you're free to form your own opinion. Whether or not you agree with it is up to you, but you're certainly free to make up your own mind about the subject.

 

Child Custody Evaluation

By Jean Mahserjian

A child custody evaluation can be ordered by a court if you are involved in a custody dispute with your spouse. The custody evaluation can be required in an initial custody case or in a subsequent case if one of the parents requests that the issue of custody be modified. If you are seeking primary custody of your child, you’ll want to know the guidelines for the child custody evaluation that you will have to undergo. To some extent, these guidelines vary from state to state, so you will need to discuss the child custody evaluation process with your attorney or your state family court.

No BS Divorce Strategies For Men

In general, a child custody evaluation involves a series of meetings between the parents and children and a professional who will assess the custody issue. Sometimes that professional is a psychologist. Sometimes it is a professional with an Masters and sometimes a Doctorate degree. In some states the professional simply investigates and reports the details of the investigation to the court. In other states, the professional doing the child custody evaluation actually gives the court a recommendation as to how custody should be determined.

The manner in which a child custody evaluation is used by a court can also vary from state to state. In some states, the judges put a higher priority on the wishes of the children and that issue is addressed in the custody evaluation. In some of those states, the child’s wishes are considered if the child has attained a certain age. In Illinois, the child’s wishes is a key factor. In other states, it is only one factor or not a factor at all. In Alabama, a child’s desire is not considered as a reliable factor in determining custody, so the factors to be given priority over the child’s wishes in the child custody evaluation are more focused on the well being an safety of the child.

A child custody evaluation can involve an investigation into moral habits and issues such as alcohol or drug use, church affiliation and family support system. Other issues that can and often are reviewed in a custody evaluation include factors that are unrelated to moral habits, but which are more focused on the determining which parent can satisfy the child’s needs, include the ability to provide an appropriate home, school support, and so forth.

A child custody evaluation can take months to conclude. The investigation aspects can include a review of any existing counseling records for the family, either or both parents, or the children, any mental health records for any of those parties, any criminal records, school records for the children, and one or more interviews with each parent and child and any other individual that the court deems appropriate. For example, if a companion or significant other is living with a parent, that person could have an impact on the day to day lives of the children. The court may want that person included in the child custody evaluation. Some of the evaluation interviews are conducted individually, and some are conducted with parent and children together. That format is dictated by the professional conducting the custody evaluation.

If you are involved in a custody dispute and you will be involved in a child custody evaluation, speak with your attorney about the process that you and your children will be subjected to. Be prepared and open and provide all of the information that is requested of you. Most of all, find out what you are able to say to the children to prepare them for the interviews that they will have to attend.

About the Author: Jean Mahserjian is an attorney and the author of numerous websites and books devoted to helping consumers through the process of divorce. To download free excerpts from her divorce and custody books, visit: http://www.millenniumdivorce.com

Source: www.isnare.com

Permanent Link: http://www.isnare.com/?aid=10093&ca=Legal

 

Origin: Divorce Advice For Men

Equal Pareting

Below are excerpts from a few studies that back up my belief that equal parenting after divorce is what is in our "children’s best interest."

Source: About.com Divorce Support: What's Hot Now

Friday, August 5, 2011

Preparing For Divorce

Your behavior before, during and after divorce will determine greatly the kind of post-divorce life you will live. If you behave badly, expect a bad result. Dating, partying, ignoring your children and disrespectful treatment of your soon to be ex should all be on your list of things not to do.

Original: About.com Divorce Support: What's Hot Now

Thursday, August 4, 2011

Divorce and Abuse – Covering Your Bases When Domestic Violence Is in Divorce Court


 

All too often domestic violence survivors use all of their financial resources to hire an attorney and then come to find they have nothing left to secure a professional advocate that remains on their side. And then they feel frustrated, desperate, hopeless and abused. Sound familiar?

You expect your attorney to represent your best interest and so it is understandable how you want to invest all you have in this relationship. But, what may not be apparent right out of the gate is that this person will need to be paid beyond the initial retainer.

Now if you have limited resources, which is the case for most domestic violence survivors, you could very well be in a compromising situation once that retainer runs outâ€"if not sooner. Here’s why…

Divorce Attorney’s Realities

Your divorce attorney is not going to work without being paid. So he/she will need to strategize how this will be done. Who do you think he/she must appeal to in order to carve the way toward his/her financial sustainability in your case?

Most likely it will be to the one holding the purse strings. Now don’t get me wrong here. I’m not suggesting that your counsel will pick up the phone and call your partner because he controls the finances in your marriage. That would be very unethical.

So how now will your counsel arrange to satisfy his/her needs in order to remain as your representative in your case? He/she will need to turn to those who can access the key that opens the marital funds. Now to get this level of cooperation there must be some give and take along the way.

Advocate for Your Best Advantage

Do not get concerned by the realities revealed in this expose’; rather let this information help you prepare yourself more adequately to have professional advocacy that is un-entangled in the system that you are navigating.

Also, do not take this to suggest that all counsel may fail to represent your best interest. We have seen some excellent legal representation for battered women. We find that all things being equal, one factor that impacts loyal representation is a second arm to help you hold your own.

If you are a domestic violence victim in divorce proceedings, refrain from putting all your eggs in one basket. Keep in mind that you may want a professional domestic abuse advocate that is not entangled in your divorce. That is, you may want someone independent of the financial politics of your case to help you stand up for your rights.

For more information about domestic violence divorce, see Legal Domestic Abuse: How to Successfully Navigate the System. Dr. Jeanne King, Ph.D. is a professional domestic abuse consulting expert for survivors. Copyright 2009 Jeanne King, Ph.D. http://www.EndDomesticAbuse.org/legal_domestic_abuse.php

Article Source: Divorce and Abuse – Covering Your Bases When Domestic Violence Is in Divorce Court

 

By: Divorce Advice For Men

Is It Possible To Find Love Online?

I personally know three couples who met online and later married. When asked how they met, all three couples have a cover "story" that has nothing to do with the fact that they met on an online dating site.

...

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Origin: About.com Divorce Support

Tennessee Divorce Laws

What you need to know about Tennessee divorce laws.

Credit: About.com Divorce Support: What's Hot Now

Wednesday, August 3, 2011

Divorce Records Online- Easy Way To Access Data


 

Divorce Records Online- Easy Way To Access Data

Author: Divorce Record

The statistics of the United States of America claims that in the year 2009 alone there were 7.1 marriages per 1,000 total populations and 3.5 divorce rate per 1,000 populations. That throws up the divorce rate to half of the marriages made per year. Though this is a grave situation, but despite of all the counseling there is no improvement. The high divorce rates have led to introduction of many changes in the whole system like quick divorce, online divorce etc. Though, this article is not about the ways of getting divorce. People who are keen to marry can now access divorce records online. It is imperative to know about the divorce records online requirements and benefits.

Why should one access divorce records online?

It is imperative to keep a check on the history of your spouse so that you don’t end up in a mess due to lack of pre enquiries. There are many couples who undergo divorce due to various reasons. Some may opt for divorce due to physical assault, some for emotional dissatisfaction, others for property issues and even for criminal issues such as forgery, sexual assault, attempt to murder etc. Due to the ever increasing crime rates is it more than essential to check out the bride or groom’s past record thoroughly to avoid any impounding danger. There are many online sites who run state wise data record. They have the complete list of those who have already got the divorce or else have applied for the divorce and are in a process of it. The records are updated periodically and can be accessed free of cost. Let us know the technique behind accessing the data online.

Divorce Records Online

There are many websites who run the database of the online divorce records. One needs to register with the site either frees of cost or else by depositing nominal fees. Once the registration process is completed the records can be accessed freely. For more information about this matter one can search the net. This online service is becoming widely popular outside the USA also.

Article Source: http://www.articlesbase.com/divorce-articles/divorce-records-online-easy-way-to-access-data-1847810.html

About the Author

Divorcerecord.us.com is a recognized and trusted Divorce Records online information provider. You will get all information about the Divorce Records of brides and grooms.

 

Origin: Divorce Advice For Men

How to Communicate

What is communication and why is it important in a marriage? It takes skill to communicate properly and if you aren’t communicating properly you might as well be talking to a wall.

Credit: About.com Divorce Support: What's Hot Now

Tuesday, August 2, 2011

Sex After Divorce

So you’re planning to go out on a date– how exciting! Whether it’s with someone new or someone you’ve already seen a few times, your adrenaline is probably pumping; dating and sex after divorce can nerve-wracking!

By: About.com Divorce Support: What's Hot Now

Monday, August 1, 2011

How to Erase Credit Card Debt After Divorce


 

If you have just survived a divorce, you know that the emotional and financial stress can be crippling. From legal fees to moving expenses, the credit card debt after a divorce can pile up quickly. Once the whirlwind of emotions passes, many people find themselves staring at their credit card statements wondering how to get out of debt and how to get on with their life.

No BS Divorce Strategies For Men

There are countless systems available online that promise to help you erase credit card debt after a divorce. I’ve seen them all, and I’ve reviewed the good and the bad (see the link to my review site in the about me / resource box). In this article, I’d like to go over some of the best advice these systems have given. While I recommend investing the money in the quality systems, the advice below should get you on your way to erasing your credit card debt after a divorce.

Debt Consolidation vs. Debt Elimination

As you start reviewing your options, it is critical that you understand the difference between these two terms. Many companies offer systems to “get you out of debt” but fail to mention that their program simply gives you one big loan to pay off all of your current debts. While this may be a good option for some people, this “Debt Consolidation” does little more than regroup your debt and may only slightly reduce your interest fees.

I highly recommend that you look for “Debt Elimination” services. These companies and systems work with you to explain many of the insider tricks attorneys use to completely erase your credit card debt after divorce. All of these systems I recommend utilize some type of debt elimination system.

What About My Credit Score?

Many people are concerned with how erasing their credit card debt after a divorce will impact their credit score. While many programs advise you to just stop paying your debts and issue cease and desist letters to your creditors, the programs I have reviewed and recommend give you step by step advise on making sure that your credit card debt is erased cleanly with out impacting your credit score.

Be very wary of any system that tells you to just stop paying your debts. Delinquencies, judgments and other credit issues can stay on your credit report for up to seven years.

Do I Need To Pay an Attorney to Write Letters to My Creditors?

No!!! If any system tells you that you have to pay them attorneys fees for writing letters, look elsewhere. Most of the letters you will need can be found in the top systems prewritten by attorneys and ready to send to your creditors. Simply fill in the blanks and send them off.

Keep in mind that while you don’t need an attorney to write a letter for you, it is vital that you don’t write the letter your self and try to “wing it.” The credit laws are very specific, and while a properly written letter can help you erase your credit card debt after a divorce, a poorly written letter can make your troubles worse.

If you’re serious about erasing your credit card debt after a divorce, check out our review page. The best systems we’ve found cost less than $50 and can eliminate tens of thousands of dollars.

Good Luck!

I’m dedicated to helping my clients get out of debt and avoid foreclosure. Click here to read our reviews of sysyetms explaining How to Erase Credit Card Debt After Divorce.

Article Source: How to Erase Credit Card Debt After Divorce

 

Credit: Divorce Advice For Men

Sexual Addiction

Sexual addiction and its negative consequences to marriage. Will pornography, serial infidelity and compulsive sexual behaviors destroy your marriage?

By: About.com Divorce Support: What's Hot Now